State your opinions on the Affordable Care Act and support them with research.

State your opinions on the Affordable Care Act and support them with research.

State your opinions on the Affordable Care Act and support them with research. 150 150 Nyagu

Question Description
I’m working on a health & medical discussion question and need support to help me understand better.

Please write a discussion and respond to this 2 peers’ Discussion Prompts


The implementation of the Affordable Care Act in 2010 led many Americans to question their reliance on health insurance, including its costs and benefits. Review the following information from the Commonwealth Fund website on risk-adjustment and the ACA: (Links to an external site.)
State your opinions on the Affordable Care Act and support them with research. Reflect on capitation rates being adjusted to account for risk factors in the population.

Respond to at least two of your classmates’ or instructor’s posts. Provide input on your classmates’ research questions. Which type of research do you think would be most appropriate to answer the question?
ALL citations and references needs to be APA 7th edition format. THANK YOU
Peer# 1

The Affordable Care Act, the ACA or also known as Obamacare The main goals were to make health insurance more affordable, more accessible, and overall fairer for consumers. The fact that Obamacare has been able to touch the lives of children with pre-existing conditions and continue care gives an understanding that this act is more than just an impact. Although there are still snags and postponements of implementation, for the most part, many Americans are now benefiting from the health care law. Adverse selection, on the other hand, occurs if capitated plans attract higher-than-average-risk patients because of the types of services offered, the cost-sharing arrangements, and the delivery network, in terms of choice and location of physicians and facilities (Fleming, 2014). I believe have ACA as the leading healthcare in many Americans has led to it being a success, this is more than just a program for the need but a chance for survival for many. I’ve always been a woman of faith and the believe that this Act came at it’s given time and place.

Peer# 2

The Affordable Care Act has 3 primary goals:

Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). Note: If your income is above 400% FPL, you may still qualify for the premium tax credit in 2021.
Expand the Medicaid program to cover all adults with income below 138% of the FPL. (Not all states have expanded their Medicaid programs.)
Support innovative medical care delivery methods designed to lower the costs of health care generally. This health care plan has been beneficial to many people during the Pandemic.
The Affordable Care Act (ACA) made premium tax credits available to people purchasing health coverage on the Marketplaces, but generally only when their incomes fall between 100% and 400% of the federal poverty level. Overall, The ACA is designed to extend health coverage to millions of uninsured Americans. The Act expanded Medicaid eligibility, created a Health Insurance Marketplace, prevented insurance companies from denying coverage due to pre-existing conditions, and required plans to cover a list of essential health benefits.